What Is the Cost of Independent Living for Seniors?

As the Baby Boomer population ages, many are wondering about options for retirement living. Retirement community living offers options for seniors at all levels of care, from independent living to personal care and assisted living to dementia support. So, what are the advantages of community living and how does the cost of independent living for seniors compare to aging at home?

Benefits of independent living

Independent living provides the freedom to have an active lifestyle without the burdens of homeownership. Rental communities, such as Ecumenical Retirement Community, offer comfortable apartment-style living with lifestyle amenities for an all-inclusive monthly rate. The main advantages of independent living in a retirement community are:

• Stress free living. Without yard work, home maintenance and upkeep, there is more time to enjoy leisure activities and connect with friends and family.
• Activities and events give residents opportunities to explore new hobbies and participate in favorite pastimes. From book clubs to fitness classes to happy hours, there is something for everyone.
• Convenient monthly billing makes it easy to budget and eliminates the worry of forgetting to pay a bill. The all-inclusive billing includes heat, air conditioning, electricity, basic cable and weekly housekeeping, laundry and linen service.
• Peace of mind knowing help is nearby when you need it. Trained staff are available for emergency response in the event of an illness.

What is the cost of independent living for seniors in a retirement community?

In the US, the average cost of independent living in a retirement community ranges from $1,500 to $10,000 per month, depending on location, type of accommodations and amenities. In Pennsylvania, the average cost is approximately $2,600 per month.

In order to make a fair assessment of costs, compare current expenses with what is included in the retirement community’s plan. To help you compare costs, Ecumenical has created a convenient financial calculator tool.

Payment options

Financial options for independent living are similar to aging at home, with most residents relying on retirement funds, social security and savings or investments. Independent living in a retirement community does not qualify for insurance and Medicare benefits. For answers to common financial questions, check out our financial resources.

Why choose Ecumenical Retirement Community for independent living?

Harrisburg frequently ranks high on lists of the best places to live. US News & World Report has also rated it as the second best area in the country to retire and awarded Ecumenical as a “Best Senior Living in Independent Living” in 2024. In a quiet neighborhood, Ecumenical Retirement Community offers comfortable living close to shopping and cultural events. Check out the Pricing and Floor Plan page for sample floor plans and starting rates or schedule a tour to see for yourself why US News & World Report rated Ecumenical Retirement Community Best Independent Living for 2024.

All content contained within this page is provided for general information only and should not be treated as a substitute for advice and information from a professional financial or tax advisor. Ecumenical Retirement Community is not a provider of these financial products or of financial and tax advice and does not endorse or take responsibility for the accuracy of the information contained on the websites listed and does not receive incentive compensation from the companies and products listed here. Individuals should consult with their personal financial or tax advisor for advice about what financial options are best for them.